What Happens If You Drive a Car Without Insurance in Columbus

You might think that you are safe when you drive a car without insurance. You would be wrong. No matter how many times you have driven a car without insurance, you could be found negligent.\n\nDriving without insurance is the equivalent of driving without a license. The law says that you must have liability insurance coverage to drive. You could face jail time and even fines if you drive without insurance.\n\nFault or no fault causes may result in financial ruin for the insured. If you are found negligent and the other party files a lawsuit, the amount of the settlement will be determined by how much you were responsible for the accident. If the other party was not covered by insurance, the damages will be paid for.\n\nYou should always drive a car without insurance before you even step into the car. While it might seem too easy, it is not. Before you even go into the car, take your insurance card with you and make sure that you will be insured if you get into an accident. You never know what could happen.\n\nLook around your neighborhood and check with your local repo shops. Local reports are not always the best option but if you live in a neighborhood that has a lot of them, that might be the most affordable. You can ask about collision, comprehensive, and medical payments.\n\nYou may be able to secure the best price by having more than one policy and only insure one vehicle. You can always add extra insurance later on if you get into more accidents.\n\nTalk to your insurance agent about what will happen if you get into an accident. They can advise you about the cost of the settlement. There are many policies to choose from so they should be able to help you find one that fits your budget.\n\nPlan to have your car serviced by an independent mechanic if you have an expensive car. Your mechanic can also give you estimates for repairs to different types of cars. They are also an excellent resource if you need car repair estimates.\n\nTalk to your insurance agent and explain what happened. They can recommend a great lawyer who specializes in personal injury and car accidents.\n\nIn car accidents, you will likely need to hire a lawyer. They can provide the representation that you need while the insurance company tries to get their money from you. Most lawyers can charge you an hourly rate, which may seem high.\n\nA good attorney will be inexpensive and will work on a contingency basis. They will only work on your case if you sign a contract that allows them to do so.\n\nOhio does not allow you to drive without insurance. Don't be afraid to drive without it either. It is always good to have coverage even if you don't need it.\n\n

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